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The home of agentic AI for travel and expense

The agentic AI data intelligence platform for travel and expense. We consolidate 200+ sources into one validated source of truth, then put agents to work on it.

Agentic AI

Agentic AI for travel and expense, the PredictX way

In TMC reporting alone, up to 52% of travel spend stays invisible. Anyone can answer a question about the half you can see. Our agents investigate consolidated travel and expense data in full, and show their work.

The PredictX stack in three layers: the Framework at the base, Cogent above it, and Orchestra on top

Cogent by PredictX

AI T&E reporting and analysis in plain language. Cogent investigates across your consolidated data and returns audit-ready answers in seconds, from total trip cost and travel spend analytics to corporate travel compliance.

Discover Cogent by PredictX

Orchestra, powered by Cogent

The AI agent team for travel and expense. Delegate the deliverables you used to buy: airline market analyses, hotel sourcing reviews, corporate travel risk management reviews and QBR packs, run on your cadence and validated at every step.

Meet Orchestra

Agentic AI in practice

Every agent runs inside the Cogent framework: governed data access, human-in-the-loop checkpoints and self-validation on every output.

Explore the Agentic AI Framework

The same foundation runs DetectX for fraud and compliance auditing and Rubicon for agentic RFP evaluation.

We spent a decade consolidating and validating travel and expense data until every number could be trusted. Agentic AI is the payoff.
Keesup ChoeChief Executive Officer, PredictXRead the full BTN interview →

Our mission is to make every travel and expense decision provable: complete data in, validated answers out, an audit trail in between.

46%of revenue in R&D, and a roadmap two-thirds written by our clients.

What we stand for

Inventor Mentality

Groundbreaking ideas come from anyone, at any level. Invention is not a department here. It is the job.

Inventor Mentality

What it means.

Anyone can challenge a default, whatever their title or how long they have been here. The person closest to a problem is usually the one who should be redesigning it.

Why it holds.

Ideas are judged on the argument behind them, not the seniority of whoever raised them. It is the only way a team our size out-builds much larger ones.

Be a Giver

We make each other better: ideas shared, work improved together, credit to whoever earned it. Confident but humble, demanding but generous.

Be a Giver

What it means.

Help is the default answer. A request for a review, a second pair of eyes or a handover comes before your own queue.

Why it holds.

Work that passes through more hands ships better. Credit follows the person who did the thinking, which is what makes people willing to hand work over in the first place.

Checklist Mindset

Excellence lives in the basics, done every time. We break complex work into steps and check each one. The product works the way we do.

Checklist Mindset

What it means.

Every recurring job has a written checklist, and it gets followed even when the work is familiar. Especially then.

Why it holds.

Data work fails quietly. A missed validation step does not announce itself; it surfaces months later as a number nobody can defend.

Global presence

Built in London. Trusted worldwide.

We work alongside the people running the travel programmes of the world’s largest enterprises, from technology and banking to pharmaceuticals and energy.

United Kingdom · Headquarters
Poland
United States · East and West Coasts
Hong Kong
Spain
World map of PredictX locations: United Kingdom headquarters, with offices in the United States, Poland, Spain and Hong Kong

We have only ever worked on one problem.

Straight to today ↓

PredictX has been joining booking, card and expense data into one record from the start, and forecasting on it before agentic AI had a name. Cogent and Orchestra run on the connector library built in those years.

2012

It begins in London, ISO 27001 certified

Corporate travel and expense data lives in systems that do not agree. The company was set up to align them.

2013

Two FTSE 100 programmes, inside the first year

The bigger the programme, the more systems there are to reconcile.

2015

PredictX goes global

The company opens offices on other continents.

2016

A trip becomes one number: Total Trip Cost

The flight, the hotel and the spend around them, counted as one trip rather than separate line items.

2019

Everything comes in house

The choice to own the technology, the data and the roadmap outright. Decided and delivered inside the same year.

2021

Inside the OpenAI beta, before ChatGPT existed

Early access to the models, while most companies were still reading about them.

2022

DetectX launches: the audit most programmes do not run

Expense audit, fraud detection and policy compliance.

2023

Agentic AI stops being an idea

A model that answers a question is one thing. A model that plans the work and carries it out is another.

2024

Cogent launches: finished answers, not dashboards

The first agentic AI for travel and expense. Ask a question in plain language, and the agents do the digging.

2025

Cogent takes the Innovation Faceoff

The innovation award at Business Travel Show Europe.

2025

A second award in the same year

Business Travel Technology Innovation award for Data and Reporting.

2026

Orchestra launches: you direct, the team executes

One brief becomes a plan, split across specialist agents, every finding checked. That is multi-agent orchestration.

Today

The way people work is changing, PredictX is providing the tools

Leadership

Leadership at PredictX

Keesup Choe

Co-founder

Keesup co-founded the company after recognising that corporate travel and expense is like an onion: the deeper you go, the more complex it becomes. He saw a sector underserved and defined by data problems, where better analytics could deliver outsized improvements. Along the way, he also discovered an industry full of genuinely great, interesting, and kind people.

His entrepreneurial roots run deep. Keesup launched his first startup in his twenties in Palo Alto, building a financial derivative risk management system. He brings strategic vision to the team, believing that bold progress requires a tolerance for mistakes, and that true success comes from uniting strong individuals into a cohesive, high-performing team.

His goal is for customers to not only survive but thrive in the age of AI, and to truly become the “CEO of your T&E program.” Outside of work, Keesup is a former professional jazz musician who once played New York clubs like Birdland.

Ayesha Shah

Co-founder

Ayesha co-founded the company, driven by a desire to make a meaningful impact and to build her own future on her own terms. She began her career at the EBRD as a consultant and earned her way up to become the bank’s Treasurer, developing deep expertise across finance and international development along the way.

What sets Ayesha apart is her belief in the power of human relationships. She leads with empathy and finds genuine fulfillment in connecting deeply with both her team and clients. Her mission is to help clients become recognised champions in their fields, with a particular dedication to empowering the often-undervalued servicing sector, a space traditionally led by women, which she actively supports through her involvement in women’s entrepreneurial groups.

A former physics major, Ayesha is a lifelong student of the “aha!” moment, captivated by how breakthroughs in biology and mathematics are rewriting what’s possible.

PredictX is an ethnic minority and women-owned business, certified by WeConnect and MSDUK, and a Heart of the City partner.

MSDUK certified ethnic minority woman owned businessWEConnect International certified women's business enterpriseHeart of the City partner

Recognition earned in open competition

A selection of recent recognitions, each earned through open industry competition rather than paid placement.

In the press

What we shipped, in their words

Every part of the platform has been written up by the trade press on its own merits: Overture, Orchestra, DetectX, Cogent, air sourcing and sustainability, each reported independently.

Read the full press record

Governance, security & control

Security that clears enterprise procurement

Certifications, isolation boundaries and access rules are built to survive your security and procurement review, not to pass one audit and be forgotten.

Certifications

ISO 27001:2017, PCI-DSS and Cyber Essentials certified, with GDPR compliance and data residency options.

Certifications

What it means.

Independent auditors test the controls themselves, not our description of them. ISO 27001 carries surveillance audits between full recertifications, so a current certificate reflects current practice.

Why it holds.

Your procurement team can verify the certificates with the issuing bodies directly, which turns most of a security questionnaire from a negotiation into a document check.

Strict data segmentation

Tenant data is fully isolated at every layer, with zero cross-tenant access by design.

Strict data segmentation

What it means.

The boundary is enforced beneath the application, not only inside it. A tenant boundary that exists only in application code is one bug away from failing.

Why it holds.

It is the first question every security review asks, because a single cross-tenant leak on a shared platform is unrecoverable for every client on it, not just the one affected.

Identity and access

SSO and role-based permissions inherited from your IdP, enforced to row and field level.

Identity and access

What it means.

Permissions come from your identity provider, so joiners, movers and leavers are handled where you already handle them. There is no second user list to keep in step.

Why it holds.

Row and field level enforcement is what makes one platform safe to open to travel, finance, procurement and HR at once. Each team sees its own slice of the same validated data.

Sustainability we practise and prove

Our targets are set and validated through the Science Based Targets initiative, and we measure and reduce Scope 3 alongside them. The same discipline shapes the auditable reporting our customers use for their own corporate goals.

Read the PredictX Sustainability Report 2025/26

42%Scope 1 and 2 emissions cut by 2030
Careers

Come build the proof layer

If you want data engineering, agent design or product work where the output has to survive an auditor, a procurement team and a CFO, there is a seat here.

18+Nationalities
DEIDiversity, equality, inclusion
Award winners from across the categories on stage with trophies, confetti falling at an industry awards ceremony
See what your data is hiding.

In TMC reporting alone, up to 52% of travel spend stays invisible. We will show you yours.

Frequently asked questions about PredictX

What is PredictX?

PredictX is the agentic AI data intelligence platform for travel and expense. Headquartered in London, it consolidates 200+ data sources into one validated source of truth, then applies agentic AI through Cogent for T&E reporting and analysis, and Orchestra for full projects. 4 of the 6 largest global T&E programmes run on PredictX.

What is the difference between PredictX, Cogent and Orchestra?

PredictX is the platform: consolidated travel and expense data with validation, governance and analytics. Cogent is the agentic AI workspace for T&E reporting and analysis in plain language. Orchestra, powered by Cogent, is the AI agent team that delivers finished projects, from market analyses to QBR packs. All three work above your existing corporate travel management software and expense tools rather than replacing them.

Where is PredictX based?

PredictX is headquartered at 52 Grosvenor Gardens in London, United Kingdom. Engineering and operations run from its European hub in Gdańsk, Poland, with further teams in the United States on both coasts, Hong Kong and Spain.

What security certifications does PredictX hold?

PredictX holds ISO 27001:2017, PCI-DSS and Cyber Essentials certifications, is GDPR compliant and offers data residency options. Tenant data is isolated at every layer with zero cross-tenant access, and permissions are enforced to row and field level.

What awards has PredictX won?

Recent wins include the 2025 BTS Europe Innovation Faceoff and the Business Travel Awards Europe 2025 for Business Travel Technology Innovation in Data & Reporting, alongside places on the BTN Europe Hotlist 2026 and the Business Travel Magazine Tech Hotlist 2025.