Cogent is the agentic AI workspace for travel and expense teams: ask any travel and expense question in natural language, and specialist agents plan the work, execute it across your live booking, card and expense data, and return a validated, cited answer in seconds.
Ask on Monday morning. Present on Monday afternoon.
Monday, 8:47am. The CFO wants to know why Q3 air spend is up 12%, and whether the answer changes the carrier negotiation that starts Thursday. Every system holds a piece of the answer. None of them holds the entire answer.
If it takes weeks to answer a travel question, you don't have reporting. You have reporting debt.
New questions become data analyst tickets and deck-assembly marathons, the work an AI data analyst should absorb; by the time the report lands, the decision has moved on.
24% of travel buyers name addressing non-compliant bookings their top priority for managing risk.Source: GBTA Business Travel Outlook Poll, 2025.
Breaches surface weeks after the money left, as reconciliation findings rather than interventions.
"The true potential for AI is not in taking over the jobs and tasks that people already are doing but in doing the work that is not being done by humans, that is too expensive or requires too much manpower."
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Cogent turns T&E reporting and analysis into a delegated workflow. You brief it in plain language; it plans the work, puts specialist agents on it in parallel across your consolidated booking, card, expense, HR and finance data, and checks the result against your business rules before you see it. Every answer arrives cited, with the working shown, plus the proactive insight you did not ask for but need to see.
Every thread works from the same data, in parallel, so specialists never wait on each other.
It runs on the Cogent AI Framework, so every thread inherits the same orchestration, permissions and audit trail. It works like a new analyst who read every record on day one.
The brief, verbatim from a live pharmaceutical deployment: "Show me all international flights in Q1 where no corresponding hotel was booked in our system."
Intent interpreted, specialists dispatched across booking, expense and card records in parallel.
Flight segments cross-checked against hotel records for the same dates, across a 10,000+ traveller programme.
Findings scored against business rules; the concentration pattern is flagged, not buried.
145 off-channel bookings, 80% traced to one department at one conference, protecting an estimated £45K to £55K in a single quarter. Cited, exportable, done.
Seven of the jobs Cogent already runs for travel and expense teams, and nowhere near the full list. These are the ones teams reach for first: the work yours is currently doing by hand, and the work it never had capacity to start.
Composes, formats and delivers auditable travel and expense reporting on demand, automated expense reporting with no deck assembly, every figure traceable to its source query.
Provides continuous monitoring of live spend for T&E leakage, unused ticket credits and rate-cap breaches, and surfaces each finding with an action plan.
Builds data-backed negotiation briefs from contract terms, historical spend and live market signal before you sit down with a supplier. Supplier performance and procurement analytics in one place.
Tracks utilisation against every airline agreement and flags routes drifting off-contract while there is still time to act.
Reads 100+ page supplier proposals, scores them against your requirements, and reclaims 40+ hours per sourcing cycle. RFP automation from submission to scorecard.
Continuous auditing and expense fraud detection, pre-reimbursement: audits every transaction alongside DetectX, reading receipts in any language for duplicate submissions and receipt anomalies, and drafts the auditor follow-up for you. Occupational fraud costs a median of $145,000 per case and expense schemes run a median of 18 months before detection.Source: ACFE Report to the Nations, 2024.
Scope 3 business travel emissions reporting: consolidates emissions by traveller, route and entity into audit-ready reporting. 46% of programmes now factor sustainability into travel decisions while fewer than 25% can report on it accurately.
The work that used to own your week, finished before lunch.
Every question, plan and answer lives in one auditable thread; travel, finance and procurement work from the same cited answer.
Ask again whenever the data moves; every run executes on fresh, consolidated data.
Pre-built briefs. Chat with your data from day one, so the first week starts from proven questions rather than a blank box.
Interrogate any answer in the thread. Explainable by design: the reasoning comes back with the figure, so self-service analytics arrives with the working shown.
Every answer arrives with key observations and three suggested next steps.
Outputs land as formatted reports and spreadsheets, ready for the meeting, not for reformatting.
Source table, dates and filters on every answer; review takes minutes, not meetings.
Cogent works on the systems you already run; nothing new to roll out to travellers.
Copy any of these into Cogent and watch the plan build:
"Show me all international flights in Q1 where no corresponding hotel was booked in our system."
"Which travellers consistently book above the hotel rate cap, and what is the total overspend?"
"Model a £50 increase to the daily meal allowance across EMEA: total cost impact and affected travellers."
"Which routes have drifted off our negotiated carrier agreement this quarter, and at what premium?"
"Find every unused ticket credit expiring in the next 90 days, by entity."
"Build the Q3 travel programme review pack: spend, compliance, supplier performance, with citations."
More where these came from: the full Cogent prompt library, 50 briefs across sourcing, policy, compliance, risk, sustainability and reporting. Browse the 50 prompts →
Cogent consolidates your travel and expense data through 200+ connectors maintained by PredictX, delivering travel data consolidation and travel data management across every entity, grouped across: TMC feeds · corporate cards · expense platforms · online booking tools and GDS · HR systems · finance and General Ledger. Connectors are native, permission-aware and sync in real-time, DetectX, PredictX's continuous transaction-audit engine, runs alongside for continuous audit, and deployment happens in minutes, not months. No rip and replace.
Native, permission-aware, maintained by PredictX.
The savings logic is capacity: analysis that queued for weeks now runs in seconds, so decisions happen while they still matter.
ISO 27001:2017, PCI-DSS, Cyber Essentials, GDPR, with data residency options.
SSO and role-based access enforced to row and field level; strict tenant segmentation.
AI audit trail and continuous controls monitoring: full audit log of every agent action, logged and traceable; DPA available on request.
Full architecture detail is documented on the Cogent AI Framework page.
Buyers arrive at Cogent looking for conversational analytics, spend analysis software, automated reporting or continuous auditing. It does all four, and the distinctions below are the ones that matter when comparing it against a point tool.
Conversational analytics lets you ask a data question in plain language and get an answer back, without query syntax. Cogent goes further than a conversation: it plans the analysis, runs it across your whole estate, validates the result, and delivers automated reporting with every figure cited to source.
Spend analysis software consolidates purchasing data to show where money went, by category, supplier and business unit. Cogent adds the part conventional spend analysis software omits: what the spend should have been, benchmarked against your contracts and policy.
AI fraud detection flags transactions that appear illegitimate. Continuous auditing tests every transaction against policy as it arrives. Cogent runs both pre-reimbursement, alongside DetectX, so duplicates and anomalies surface before the money moves.
Travel policy compliance measures how closely bookings and claims follow the rules an organisation has set. Most tools report the breach. Cogent attaches the value of it, by carrier, corridor and business unit, which is what turns a compliance report into a budget conversation.
Open Cogent. Ask the question the CFO sent at 8:40. The cited answer is back before the coffee is.
Review the flagged exceptions with the citation panel open. No hunting through exports.
Export the QBR section to PowerPoint. It is already formatted.
Back to decisions. The reporting is running itself.
You open Cogent to review work, not to start it.
Want it to arrive before you ask? That's Orchestra.
The question gets answered before the meeting, not after it.
Bring the question your team could not get to this quarter. The demo runs it live on data shaped like yours, so you leave knowing what Monday looks like with Cogent in it.
No new systems for travellers · Your existing feeds · Answers cited to source from day one
4 of the 6 largest global T&E programmes run on PredictX
